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Lou Mancusi’s Blog

Protecting Your Credit From Unpreventable Disasters

Protecting Your Credit From Unpreventable Disasters

If you already have poor credit and little to no wealth to your name, recovering from a disaster may be especially problematic. You may be left with few resources to pay for immediate needs or to pursue a long-term recovery strategy. This is why it's even more...

Determining When To Retire

Determining When To Retire

Retirement is a significant event in someone's life. However, deciding the appropriate time to venture into this undertaking is important and often necessitates the consideration of several key factors. Retiring too early or too late could have major financial, social...

Protecting Your 401k

Protecting Your 401k

Since the Great Recession officially ended in 2009, the stock market has been on a solidly upward trajectory. From its depth around 6,400, the Dow Jones Industrial Average has crossed the psychologically significant 25,000 barriers on numerous occasions. While many...

Tips For Getting Your Finances Together Today

Tips For Getting Your Finances Together Today

It's not uncommon to experience financial problems that end up affecting you for years into your future. In fact, one mistake is often a gateway that leads to an inability to get ahead or to maintain a good credit rating. Once you decide to take better control of your...

Tools To Boost Your Retirement Fund

Tools To Boost Your Retirement Fund

Making sure that you have a retirement fund that's sustainable is an essential part of everybody's responsibility. It's easy to think that we'll just work forever, but you'd be surprised at how many decide later on in their life that they actually want to retire,...

Protecting Your Retirement Investments

Protecting Your Retirement Investments

The unpredictability of the stock market can solidify the fate of one's investments. When it comes to one's retirement investments, it's important to understand the effects that the stock market will have on them. While 60% of Americans believe that the American stock...

Bust These Retirement Myths

Bust These Retirement Myths

Contrary to the hopes of many people, money for retirement will not just show up after the last day of work. Some think that Social Security will be enough, or that Lady Luck will visit with a windfall. Today’s financial pressures make the future seem too far away to...

Starting A College Fund For Your Kids

Starting A College Fund For Your Kids

The best period to start kids' college fund is immediately after they are born. With monthly or yearly regular investments and compound interest, the funds can grow for a long period. Therefore, parents do not need to set aside a lot of money monthly or yearly to...

Financial Planning After Divorce

Financial Planning After Divorce

Divorce is a leading cause of debt and financial turmoil for millions of Americans. Aside from the legal fees, including the creation and filing of court documents, it separates the assets and income of once-married couples. According to various studies, the average...

How To Save For Retirement Series: In Your 40’s

How To Save For Retirement Series: In Your 40’s

Now that we have covered how to save for retirement in your 20’s and in your 30’s, it’s time to discuss the best ways to save for retirement in your 40’s. The idea is simple, the longer you wait to start saving for retirement, the more you will need to contribute each...